Received netspend card in mail

This week my husband received an unsolicited Visa debit card from a firm called netSpend. It was certainly an odd experience to receive a card that looked official instead of a pre-approved application packet. This is my story of shock, anger, and finally disgust at the received netspend card in mail of this financial firm.

Scam artists are always on the lookout for inventive ways to steal money. The reason it is so effective is simple: The victim willingly hands the criminal their information. So how does phishing work? To be effective, criminals will send messages out to thousands, even millions of potential victims. Using email, text messages… even social media messages, fraudsters will send messages that are designed specifically to entice people to send them money or give them their financial information.

Received netspend card in mail

We try to explain our services as clearly and simply as possible, but we know that financial terms can sometimes be confusing. Of course, if you still have a question, please contact us. There is no cost to order and activate a Netspend card. Once you activate the card, you may choose from our selection of fee plans. To view the fee plans and other costs associated with using the card, see our fee schedule. When your card arrives, activate it. Follow the printed activation and identity verification steps that are on the materials that arrive with your card. You should receive your card approximately 7 to 10 business days after you place your order. If you do not receive your card within 10 business days, call Customer Service at To activate the Card Account, you will be required to provide your name, street address, date of birth and other information that will allow us to identify you. Residents of the State of Vermont are ineligible to open a Card Account. Some locations may not charge a fee, but others may. Find the lowest-cost Netspend Reload Network location nearest to you. Please note, your card account must be active that is, a purchase, load, or cash withdrawal has occurred, or a balance inquiry fee was incurred over a day period and in good standing in order for electronic direct deposits to be credited to your card account.

When I called their toll-free number it says that it costs 50 cents just to check your balance! Use it anywhere Debit Mastercard and Visa debit cards are accepted.

Browse credit cards from a variety of issuers to see if there's a better card for you. Addressed to a name that I never heard of before, and after searching fb, whitepages, google etc,. I have never had a netspend acct or card, so I cannot say if it is real or just a preapproval letter. They will get it figured out. It is debit not credit so I don't think you have a concern in that regards.

Card usage is subject to card activation and identity verification. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Approval review usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage.

Received netspend card in mail

The reason is the IRS does not have direct deposit information for you, and you are receiving a NetSpend card in the mail. People perceive prepaid debit cards as junk mail or a hoax when they receive them as part of the federal stimulus program. It is the most frequently asked question in financial threads on Reddit. You may receive a NetSpend MasterCard in the mail for one of these reasons. Instead of a pre-approved application, NetSpend has sent some people an unexpected Visa debit card. To activate these cards, the company will mail them to your address. Another possibility is that the IRS sends you prepaid debit cards as recipients of stimulus funds.

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Log in to learn more. Note: you can avoid the authorization hold by paying with a Netspend card at the cashier inside the gas station instead of paying at the pump. Here are some common situations when an authorization hold will apply if you use your Netspend card. No one by that name lived here before. Message 4 of 5. Contact Customer Service via our toll-free number or file an online dispute. Don't throw the card away! Be sure to activate your Card and verify your identity when it arrives within 7—10 business days. We recommend logging into your Netspend Online Account Center frequently to verify that all transactions you see there are legitimate. Use PayPal to add money to your card.

Browse credit cards from a variety of issuers to see if there's a better card for you.

If you have a checking or savings account or a bank debit card, use it to add money to your Netspend card account. Don't throw the card away! I just am not sure how someone could make an address error like that, and i wonder how someone coud open a fake account with my address SOmething doesnt make sense. How do I close my Netspend card account? Can prepaid debit cards be used online? Keep reading to learn more. When in doubt, contact the company directly. Legendary Contributor. Is there some new scam I haven't heard about yet? You need to change your password. Be sure to double check your entry to avoid errors. All rights reserved worldwide. Basically, the representative was admitting that we did not apply for the card.